This page contains press release content distributed by XPR Media. Members of the editorial and news staff of the USA TODAY Network were not involved in the creation of this content.

Free Scam-O-Meter Tool Helps Consumers Spot Fraud Before Losing Money

Interactive checklist based on official consumer protection warning signs now available at GetOutOfDebt.org

I’ve spent over three decades watching people fall into avoidable scams. This free tool can help people avoid getting ripped off but they have to take 60 seconds to use it.”

— Steve Rhode – Get Out of Debt Guy

WAKE FOREST, NC, UNITED STATES, January 26, 2026 /EINPresswire.com/ — Consumers now have a free tool to help protect themselves from fraud before handing over money or personal information. GetOutOfDebt.org has released the Scam-O-Meter, an interactive checklist that helps people identify warning signs in offers they receive for debt relief, credit repair, investments, job opportunities, and more.

A Simple Way to Check Any Offer to Make Sure It’s Not Too Good to be True

The Scam-O-Meter walks users through a series of plain-English questions about the offer or company they’re considering. Questions cover common tactics used by scammers, such as pressure to act immediately, requests for unusual payment methods, and promises that seem too good to be true. The tool is available through the scam alerts hub.

Each question is based on official consumer protection warning signs published by federal agencies responsible for fighting fraud. Users see exactly where each warning sign comes from and can verify it themselves.

After answering the questions, users see their results on a visual meter showing how many warning signs apply to their situation—from “Few Concerns” to “Many Warning Signs.”

Empowering Consumers to Decide for Themselves

The tool does not label any company or person as a scam. Instead, it gives consumers the information they need to make their own informed decisions.

“People contact me every day after losing money to companies that made big promises,” said Steve Rhode, founder of GetOutOfDebt.org and a consumer advocate since 1994. “By the time they reach out, it’s often too late. This tool helps people spot the red flags before they sign anything or send money.”

Who Can Benefit

The Scam-O-Meter covers warning signs for:

– Debt relief and debt settlement offers
– Credit repair services
– Calls from debt collectors
– Investment and cryptocurrency opportunities
– Online relationships asking for money
– Callers claiming to be from the government
– Job offers that seem too good to be true

Free, Private, No Sign-Up Required

The Scam-O-Meter is completely free to use. No account creation or personal information is required. Users can check as many offers as they want.

The tool is available now at https://getoutofdebt.org/scam-checker/

About Get Out of Debt Guy

Get Out of Debt Guy provides free consumer advocacy and debt education. Founded by Steve Rhode, who has outed his fairshare of scammers and educates people on how to make informed decisions about scams before getting ripped off. Free resources available at GetOutOfDebt.org.

https://getoutofdebt.org

Steve Rhode
Get Out of Debt Guy
email us here

Legal Disclaimer:

EIN Presswire provides this news content “as is” without warranty of any kind. We do not accept any responsibility or liability
for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this
article. If you have any complaints or copyright issues related to this article, kindly contact the author above.

Information contained on this page is provided by an independent third-party content provider. XPRMedia and this Site make no warranties or representations in connection therewith. If you are affiliated with this page and would like it removed please contact pressreleases@xpr.media

RidePair Climate Initiative Announces 2026 Goals to Scale Shared Mobility as a Measurable Climate Solution

RidePair Climate Initiative Announces 2026 Goals to Scale Shared Mobility as a Measurable Climate Solution

SANTA MONICA, CA, UNITED STATES, January 27, 2026 /EINPresswire.com/ — The RidePair Climate Initiative today announced

January 27, 2026

Achievable integrates Item Response Theory to advance psychometrically validated learning outcomes

Achievable integrates Item Response Theory to advance psychometrically validated learning outcomes

With IRT, we are holding our curriculum to the same psychometric standards used by major testing institutions, such as

January 27, 2026

PrintForm Releases New E-Book: 7 Critical Steps to Injection Molding Success in a Post-COVID Manufacturing World

PrintForm Releases New E-Book: 7 Critical Steps to Injection Molding Success in a Post-COVID Manufacturing World

ALTANTA, GA, UNITED STATES, January 27, 2026 /EINPresswire.com/ — PrintForm, a cloud manufacturing partner supporting

January 27, 2026

On The Mark Strategies Expands Financial Industry Focus While Remaining Rooted in Credit Union Values

On The Mark Strategies Expands Financial Industry Focus While Remaining Rooted in Credit Union Values

On The Mark Strategies expands beyond credit unions, serving banks, associations, and fin techs while reinforcing its

January 27, 2026

Daptve Emerges as a Leading Product Design and Engineering Solutions Company in Dubai

Daptve Emerges as a Leading Product Design and Engineering Solutions Company in Dubai

Daptve leads in product design and engineering, offering product development, 3D scanning, and Scan to BIM for

January 27, 2026

Oracle HCM Expert Shares Lessons from 10+ Enterprise Implementations

Oracle HCM Expert Shares Lessons from 10+ Enterprise Implementations

Rohith Reddy, consultant behind HCM rollouts at Charter Communications and Dr. Reddy's Labs, publishes comprehensive

January 27, 2026

MobileRVService.com Releases Nationwide Parts Feature, Further Enhancing the RV Service Industry

MobileRVService.com Releases Nationwide Parts Feature, Further Enhancing the RV Service Industry

Co-Founder and CEO, Nick Wright and Co-Founder and CTO Keith Chilek discuss company growth. Fostering a community and

January 27, 2026

Rapha Clinic to Host Sixth Annual ‘Fore Your Health’ Golf Tournament

Rapha Clinic to Host Sixth Annual ‘Fore Your Health’ Golf Tournament

Non-profit to utilize proceeds to provide medical and dental care to uninsured adults in West Georgia We are incredibly

January 27, 2026

Mary Go Round Shares Insights on User-Centered Design in Smoking Accessories

Mary Go Round Shares Insights on User-Centered Design in Smoking Accessories

Chicago, Illinois – January 27, 2026 – PRESSADVANTAGE – Mary Go Round is providing a closer look at how real-world user

January 27, 2026

Big Easy Fence Company Expands Portfolio with Traditional Dog Ear Wood Fencing Services

Big Easy Fence Company Expands Portfolio with Traditional Dog Ear Wood Fencing Services

January 27, 2026 – PRESSADVANTAGE – Big Easy Fence Company has expanded its residential and commercial fencing services

January 27, 2026

Vance Thompson Vision Expands Access to Glaucoma Care for Patients in Northern Colorado

Vance Thompson Vision Expands Access to Glaucoma Care for Patients in Northern Colorado

LOVELAND, CO – January 27, 2026 – PRESSADVANTAGE – As awareness grows around early detection and management of

January 27, 2026

Silverback AI Chatbot Announces Continued Development of AI Assistant Feature to Support Structured Digital Interaction

Silverback AI Chatbot Announces Continued Development of AI Assistant Feature to Support Structured Digital Interaction

New York, New York – January 27, 2026 – PRESSADVANTAGE – Silverback AI Chatbot has announced continued development of

January 27, 2026

Swim Pro Service & Supply Celebrates 50th Anniversary with Emphasis on Pool Leak Detection and Repair

Swim Pro Service & Supply Celebrates 50th Anniversary with Emphasis on Pool Leak Detection and Repair

LEXINGTON, KY – January 27, 2026 – PRESSADVANTAGE – Swim Pro Service & Supply marks its 50th anniversary this year,

January 27, 2026

Chris Conner, President of Franchise Marketing Systems, to Speak at the 3rd Annual Let’s Grow Conference in Fort Worth

Chris Conner, President of Franchise Marketing Systems, to Speak at the 3rd Annual Let’s Grow Conference in Fort Worth

An early-stage franchising session at the Let’s Grow Conference will outline the systems and structure needed for

January 27, 2026

Taylor Chevrolet Rolls Out Exciting Seasonal Offers for Southeast Michigan Drivers

Taylor Chevrolet Rolls Out Exciting Seasonal Offers for Southeast Michigan Drivers

Get ready to save big all year long with exclusive Chevrolet deals tailored for every season and every driver. TAYLOR,

January 27, 2026

Recruiting for Good Launching Collaborative Solution Sweet Ladies Fund Superbowl

Recruiting for Good Launching Collaborative Solution Sweet Ladies Fund Superbowl

Recruiting for Good helps companies find talent to fund causes; and will reward referrals to companies hiring with

January 27, 2026

TinySuperheroes Partners with Jamie’s Dream Team to Empower Kids with Courage and Hope

TinySuperheroes Partners with Jamie’s Dream Team to Empower Kids with Courage and Hope

Knowing our capes and Starter Kits will reach real superheroes through Jamie’s Dream Team fills me with so much pride”—

January 27, 2026

Switzer Learning Center Announces 60th Anniversary Gala Celebrating Six Decades of Transformational Impact

Switzer Learning Center Announces 60th Anniversary Gala Celebrating Six Decades of Transformational Impact

Milestone event to honor legacy, community partnership and the future of neurodiverse education in the South Bay

January 27, 2026

The Inaugural Forever Mine Music Festival Unveils Stacked Lineup With Kaytranada, Keyshia Cole, Kelly Rowland, and More

The Inaugural Forever Mine Music Festival Unveils Stacked Lineup With Kaytranada, Keyshia Cole, Kelly Rowland, and More

The new Chicago festival celebrates the classics and the future of R&B and House Music across three stages at Union

January 27, 2026

APOHAIR Empowers Global Hair Businesses with Premium Vietnamese Human Hair Solutions

APOHAIR Empowers Global Hair Businesses with Premium Vietnamese Human Hair Solutions

Delivering factory-direct pricing, certified quality, and rapid fulfillment from Vietnam's leading ISO-certified hair

January 27, 2026

Strymon Announces NightSky Experimental Reverb Workstation Plugin

Strymon Announces NightSky Experimental Reverb Workstation Plugin

A new way of interacting with ambient processing arrives, allowing powerful tone shaping and deep control of the

January 27, 2026

From Tulsa to the Navajo Nation, Chinook Medical Gear CEO Volunteers to Serve Remote Communities

From Tulsa to the Navajo Nation, Chinook Medical Gear CEO Volunteers to Serve Remote Communities

Chinook Medical Gear CEO Ben Crowder supports Backcountry Santa’s mission delivering essential winter aid to Navajo

January 27, 2026

Nayarit Takes Center Stage on the Global Tourism Agenda

Nayarit Takes Center Stage on the Global Tourism Agenda

Nayarit reinforces its leadership in sustainable and responsible tourism at UN Tourism meeting during FITUR NAYARIT,

January 27, 2026

Idaho’s #1 Homebuilder is Growing and Hiring — Join CBH Homes at the CBH Job Fair on Tuesday, January 27th

Idaho’s #1 Homebuilder is Growing and Hiring — Join CBH Homes at the CBH Job Fair on Tuesday, January 27th

We’ve had an amazing start to 2026. We’re looking for strong, driven team members ready to grow with us and help

January 27, 2026

AMIQ EDA Gives AI Agents Access to Essential Design and Verification Data

AMIQ EDA Gives AI Agents Access to Essential Design and Verification Data

New DVT MCP Server Product Is Available in Latest Release This release is a major milestone for both our team and our

January 27, 2026

Master Nick Eagle Inspires Tears and Transformation at Phoenix Art Festival

Master Nick Eagle Inspires Tears and Transformation at Phoenix Art Festival

PHOENIX, AZ, UNITED STATES, January 27, 2026 /EINPresswire.com/ — Master Nick Eagle, Ph.D., renowned Brazilian

January 27, 2026

Nexterra Environmental Acquires GETSCO, Inc.

Nexterra Environmental Acquires GETSCO, Inc.

Nexterra Environmental has acquired GETSCO, Inc., a leading provider of erosion and sediment control solutions across

January 27, 2026

investorTV to Host Live Panel: ‘Mining for Defense: Exploring Military Metals Projects and Opportunities’ on January 29

investorTV to Host Live Panel: ‘Mining for Defense: Exploring Military Metals Projects and Opportunities’ on January 29

Industry experts will examine rising defense spending, supply chain risks, and the role of military metals in national

January 27, 2026

DUST Identity and Securikett Launch Diamond-Based, Impossible-to-Copy Labels

DUST Identity and Securikett Launch Diamond-Based, Impossible-to-Copy Labels

Diamond-based physical identity meets secure labeling to enable verifiable, impossible-to-copy product authentication.

January 27, 2026

Fasturtle Rebrands as FT Media, Marking 25 Years of Growth and the Launch of a New Era in Marketing and Sales Automation

Fasturtle Rebrands as FT Media, Marking 25 Years of Growth and the Launch of a New Era in Marketing and Sales Automation

With the launch of DealRx and the addition of sales automation, we’re helping clients bridge the gap between marketing

January 27, 2026

NoScrubs Laundry Delivery Launches in Los Angeles, Promising to Reclaim 200 Million Hours of Residents’ Time Annually

NoScrubs Laundry Delivery Launches in Los Angeles, Promising to Reclaim 200 Million Hours of Residents’ Time Annually

NoScrubs Laundry Delivery, recently expanded to LA, combines localized processing for 3-4 hour laundry delivery

January 27, 2026

China Leading Stainless Steel Grating Supplier: Jintai Metal Product’s Quality Advantage

China Leading Stainless Steel Grating Supplier: Jintai Metal Product’s Quality Advantage

ANPING, HEBEI, CHINA, January 27, 2026 /EINPresswire.com/ — When industrial facilities require durable,

January 27, 2026

Tampa Artist Magdalena Debuts R&B Album With Smooth Jazz Single “Come On Over”

Tampa Artist Magdalena Debuts R&B Album With Smooth Jazz Single “Come On Over”

TAMPA, FL, UNITED STATES, January 21, 2026 /EINPresswire.com/ — Independent Jazz and R&B Artist Magdalena Pesanti, known by her Artist name Magdalena, is gearing up…

January 27, 2026

All Invest Securities Flash Update to the Equity Research Coverage of ABL Diagnostics (For Professional Investors)

All Invest Securities Flash Update to the Equity Research Coverage of ABL Diagnostics (For Professional Investors)

Strong Buy reiterated with a €8.37 target price following the 21 January 2026 Flash; last close on 22 January 2026:

January 27, 2026

Theoretical Physics Graduate Builds Denver-Incubated Startup After AI Reshapes Early-Career Job Market

Theoretical Physics Graduate Builds Denver-Incubated Startup After AI Reshapes Early-Career Job Market

New venture reflects broader shifts in workforce readiness and AI adoption DENVER, CO, UNITED STATES, January 27, 2026

January 27, 2026

JuiceNet Launches Peer-to-Peer EV Charging Network in Corona, California

JuiceNet Launches Peer-to-Peer EV Charging Network in Corona, California

Network closes the gap in public EV charging by turning home chargers into shared infrastructure—and lets homeowners

January 27, 2026

Cudio Leads Mid-Market ERP Adoption as Certified Partner Participation Expands

Cudio Leads Mid-Market ERP Adoption as Certified Partner Participation Expands

Boston, Massachusetts – January 27, 2026 – PRESSADVANTAGE – Recent market analysis points to a continued rise in

January 27, 2026

MB WITHIN Interior Designer Reveals How Historic Southern Homes Drive 2026 Luxury Design Trends

MB WITHIN Interior Designer Reveals How Historic Southern Homes Drive 2026 Luxury Design Trends

CHARLESTON, SC – January 27, 2026 – PRESSADVANTAGE – MB WITHIN, a Charleston-based interior design studio, has released

January 27, 2026

Precision Environmental Services Expands Mold Testing and Mold Remediation Services to Arlington, Texas

Precision Environmental Services Expands Mold Testing and Mold Remediation Services to Arlington, Texas

ARLINGTON, TX – January 27, 2026 – PRESSADVANTAGE – Precision Environmental Services has expanded its service coverage

January 27, 2026

Austin Personal Injury Attorney Cyclistlaw Secures #1 Jury Verdict Award for Bicycle Accident Cases in Texas

Austin Personal Injury Attorney Cyclistlaw Secures #1 Jury Verdict Award for Bicycle Accident Cases in Texas

AUSTIN, TX – January 27, 2026 – PRESSADVANTAGE – As Austin continues to grapple with rising traffic challenges for

January 27, 2026